# My Lending Specialist --- ## Pages - [Credit Representative Details](https://www.mylendingspecialist.com.au/credit-representative-details/) - [Disclaimer](https://www.mylendingspecialist.com.au/disclaimer/) - [Compliments and concerns](https://www.mylendingspecialist.com.au/compliments-and-concerns/) - [Privacy policy](https://www.mylendingspecialist.com.au/privacy/) - [FAQs](https://www.mylendingspecialist.com.au/my-lending-specialist-faqs/) - [Calculators](https://www.mylendingspecialist.com.au/calculators/) - [Homepage](https://www.mylendingspecialist.com.au/) - [Contact us](https://www.mylendingspecialist.com.au/contact-us/) - [About us](https://www.mylendingspecialist.com.au/about-us/) - [Blog](https://www.mylendingspecialist.com.au/blog/) --- --- ## Posts - [Buying beyond your backyard – a practical guide to investing interstate](https://www.mylendingspecialist.com.au/buying-beyond-your-backyard-a-practical-guide-to-investing-interstate/) - [Redraw vs offset: what first-home buyers should know](https://www.mylendingspecialist.com.au/redraw-vs-offset-what-first-home-buyers-should-know/) - [Is now the time to refinance your home loan?](https://www.mylendingspecialist.com.au/is-now-the-time-to-refinance-your-home-loan/) - [Q & A](https://www.mylendingspecialist.com.au/q-a/) - [Using your equity to buy an investment property](https://www.mylendingspecialist.com.au/using-your-equity-to-buy-an-investment-property/) - [Credit Reports & Your Mortgage](https://www.mylendingspecialist.com.au/credit-reports-your-mortgage/) - [The Brokers Brief - Guarantor Home Loans](https://www.mylendingspecialist.com.au/the-brokers-brief-guarantor-home-loans/) - [The Brokers Brief - Non-Conforming Lenders](https://www.mylendingspecialist.com.au/the-brokers-brief-non-conforming-lenders/) - [Frist Home Buyers Guide](https://www.mylendingspecialist.com.au/frist-home-buyers-guide/) - [The Brokers Brief - Bridging Finance](https://www.mylendingspecialist.com.au/the-brokers-brief-bridging-finance/) - [Business Lending Enquiries Climb](https://www.mylendingspecialist.com.au/business-lending-enquiries-climb/) - [The Brokers Brief - Introduction](https://www.mylendingspecialist.com.au/the-brokers-brief-introduction/) - [The Brokers Brief - Lenders Mortgage Insurance](https://www.mylendingspecialist.com.au/the-brokers-brief-lenders-mortgage-insurance/) - [EOFY financial health checklist: Is your home loan still working for you?](https://www.mylendingspecialist.com.au/eofy-financial-health-checklist-is-your-home-loan-still-working-for-you/) - [Can gambling impact your home loan application?](https://www.mylendingspecialist.com.au/whats-happening-with-interest-rates-2025/) - [Why more Aussies are choosing mortgage brokers](https://www.mylendingspecialist.com.au/why-more-aussies-choose-mortgate-brokers/) ---